![]() ![]() In my efforts to make our budget just as CUTE as it is FUNCTIONAL, I ran across some amazing free budget printables, templates, and trackers. Instead of feeling guilty about spending money on these things, we felt great about it because it was in the budget, and we knew we could afford it. The budget even allowed for fun money, clothing money, and eating out. We realized where we had been wasting money, and found places that we could easily cut back on our spending. The first time I sat down with my husband and did a real budget, we actually felt like we had more money! Writing down your budget each month, and using a printable budget tracker to make sure you’re sticking to your plan, is the BEST way to save money and reach your financial goals! This has the opposite effect of restraining, and is instead quite freeing! If you have a budget, you know exactly where your money is going each month. I’m sure there had been times when you pay your bill with credit, this cashless and handy card is only good to swipe when you’e paying in bulk and you can’t afford to bring a huge amount of money.Why do I need a Printable Budget Tracker?Ī budget is actually permission to spend. It doesn’t need to feel like a huge restriction on your life. Missing out this step can cost you a lot of money you can’t have everything you want, but you can set aside 10 percent of your income to pay for what you want the most and set aside the other percentage for basic necessities. ![]() Short-term savings plan means reserving money at a bank for emergencies, while long-term savings refer to savings for retirement such as an insurance. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |